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Title

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Lease Credit Administrator

Description

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We are looking for an experienced Lease Credit Administrator in the field of lease contracts and credit management. This position plays a crucial role in supporting the company’s asset management and financial soundness by reviewing, approving, monitoring, and collecting lease agreements to minimize risk and maximize profitability. The Lease Credit Administrator conducts credit investigations of clients, sets the terms of lease agreements, and monitors payment status throughout the contract period. In the event of delays or defaults, the administrator takes prompt and appropriate action to recover receivables. Additionally, collaboration with internal departments such as sales and legal is essential for drafting contracts and evaluating risks. This role requires practical experience in the financial industry, particularly in leasing or credit operations. Ideal candidates will have strong analytical, negotiation, and communication skills, and be able to handle complex contracts and customer interactions with flexibility. Legal and accounting knowledge is a plus. Our company offers a stable work environment and opportunities for career advancement, making this an ideal position for professionals looking to grow. Use your expertise and experience to help expand our leasing business.

Responsibilities

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  • Review and approval of lease contracts
  • Credit investigation and risk assessment of clients
  • Setting and negotiating contract terms
  • Monitoring payment status
  • Handling delinquencies and debt collection
  • Collaboration with sales and legal departments
  • Drafting and managing contracts
  • Managing and evaluating lease assets
  • Responding to internal and external audits
  • Proposing improvements to business processes

Requirements

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  • 3+ years of experience in the financial industry
  • Knowledge of leasing or credit operations
  • Strong analytical and problem-solving skills
  • Excellent communication and negotiation skills
  • Proficiency in Microsoft Office, especially Excel
  • Legal or accounting knowledge is a plus
  • Experience working in teams
  • High sense of responsibility and ethics
  • Business-level Japanese reading, writing, and speaking skills
  • Bachelor’s degree or higher (preferably in economics, finance, or law)

Potential interview questions

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  • What types of lease contracts have you handled?
  • What key points do you focus on during credit investigations?
  • How do you handle cases of default?
  • Do you have experience working with legal departments?
  • Do you have experience analyzing data using Excel?
  • Tell us about your experience working in a team.
  • Are you familiar with lease asset evaluation methods?
  • Have you ever proposed improvements to business processes?
  • What kind of customer interactions are you good at?
  • Why are you interested in this position?